Mortgage and refinance interest rates today, Monday, June 15, 2026: Purchase and refinance rates stay close

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Mortgage rates held steady on Monday, June 15, 2026, with purchase and refinance rates remaining near their recent levels. The 30-year fixed-rate mortgage averaged around 6.5%, while 15-year fixed rates hovered near 5.9%, according to current market data. Refinance rates tracked closely with purchase rates, offering minimal incentive for borrowers to switch loans. The stability reflects ongoing economic conditions and Federal Reserve policy expectations. Homebuyers and those considering refinancing face consistent borrowing costs as summer buying season continues.