Best CD rates today, Saturday, June 13, 2026: Best account provides 4% APY

Article excerpt

Certificate of deposit rates remain competitive as of mid-June 2026, with top-tier accounts offering 4% annual percentage yield. The financial landscape continues to feature varied rates across institutions, with savvy savers able to lock in returns by comparing offerings across banks and credit unions. For investors seeking predictable, FDIC-insured returns without market risk, CDs remain a straightforward alternative to savings accounts and money market funds, particularly when rates hover near 4%.