ACA Enrollment Could Fall By 5 Million As Enhanced Health Insurance Subsidies Expire

Article excerpt

Millions of Americans face a sharp choice this year: pay more for health insurance or drop coverage entirely. As enhanced subsidies under the Affordable Care Act expire, new projections forecast that marketplace enrollment could plummet by as many as 5 million people. The temporary subsidies that made premiums affordable for millions have kept costs manageable since the pandemic, but that cushion disappears now. The expiration creates a coverage cliff for lower- and middle-income households who relied on those financial supports to stay insured.