Mortgage and refinance interest rates today, Saturday, June 13, 2026: All rates moving lower

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Mortgage and refinance rates ticked downward on Saturday, June 13, 2026, continuing a recent trend that has made borrowing slightly cheaper for homeowners weighing refinance options. The movement reflects broader shifts in the bond market, where yields have declined over the past week. For borrowers shopping for new mortgages or considering refinancing existing loans, the lower rates present a potential opportunity, though financial advisors caution that timing the market remains difficult. The specific rate movements varied across loan terms, with some products falling more sharply than others.